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Getting credit
Many small businesses have difficulty getting credit. Your Business Your Bank (pdf) is a guide on getting funding for small and medium businesses. It includes information on how to prepare a bank credit application.

If you have a small or medium business and your application for credit is refused by one of the participating banks you may apply to the Credit Review Office to have your case reviewed. To be eligible for a review your application must have been in writing. There is a bank lending application form on the website of the Credit Review Office. The fee for the review ranges from €100 up to a maximum of €250.

In February 2009 the Financial Regulator published a Code of Conduct for Business Lending to Small and Medium Enterprises (pdf).

If you are having difficulties with your creditors the Money Advice and Budgeting Service (MABS) is a free and confidential service for people in Ireland with debt and money management problems.

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